:root{--navy:#142f86;--blue:#176cb8;--cyan:#19b8e6;--ink:#20324a;--muted:#68788c;--line:#d9e4ef;--soft:#f2f7fb;--panel:#fff;--ok:#147a57;--warn:#b66a13;--danger:#b43d4d}*{box-sizing:border-box}html{background:#eef4f9}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#eef4f9;line-height:1.45}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:underline}.top{background:white;border-bottom:3px solid var(--cyan)}.topline{height:32px;background:var(--navy);color:#dce8ff;display:flex;justify-content:space-between;align-items:center;padding:0 max(18px,calc((100% - 1180px)/2));font-size:12px}.topline a{color:white}.mast{max-width:1180px;margin:auto;min-height:104px;display:flex;align-items:center;gap:28px;padding:16px 20px;background:linear-gradient(115deg,#f9fcff,#e7f2fb)}.mast img{width:132px;height:auto}.mast strong{display:block;color:var(--navy);font-size:20px}.mast span{display:block;color:var(--muted);font-size:13px;margin-top:3px}.nav{background:#123b8f;border-bottom:1px solid #09296d}.navin{max-width:1180px;margin:auto;display:flex;align-items:center;gap:6px;padding:0 14px;min-height:48px}.nav a,.linkbtn{color:#fff;padding:14px 12px;font-size:14px;border:0;background:none;cursor:pointer;font:inherit}.nav a:hover,.linkbtn:hover{background:rgba(255,255,255,.08);text-decoration:none}.navuser{margin-left:auto;color:#caeaff;font-size:13px}.nav form{margin:0}.shell{max-width:1180px;margin:24px auto 48px;padding:0 20px;min-height:560px}.alert{padding:12px 15px;border-radius:3px;margin-bottom:16px;border-left:4px solid}.alert.success{background:#eefaf5;border-color:var(--ok);color:#155d46}.alert.error{background:#fff2f3;border-color:var(--danger);color:#8a2b39}.pagehead{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;margin:0 0 20px}.pagehead h1{margin:3px 0 4px;color:var(--navy);font-size:30px}.pagehead p{margin:0;color:var(--muted)}.eyebrow{font-size:11px;letter-spacing:1.5px;font-weight:bold;color:#1687c0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:10px 15px;border:1px solid #aac1d8;background:white;color:var(--navy);font-weight:700;border-radius:3px;cursor:pointer;text-decoration:none}.btn:hover{text-decoration:none;background:#f3f8fc}.btn.primary{background:var(--navy);border-color:var(--navy);color:white}.btn.ghost{background:transparent}.panel{background:var(--panel);border:1px solid var(--line);padding:20px;margin-bottom:20px}.panel h2{font-size:19px;color:var(--navy);margin:0 0 15px;border-bottom:2px solid var(--cyan);padding-bottom:9px}.panel h3{font-size:15px;color:var(--navy);margin:18px 0 8px}.sectionhead{display:flex;justify-content:space-between;align-items:center;gap:16px}.cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:20px}.metric{background:white;border:1px solid var(--line);border-top:3px solid var(--navy);padding:16px}.metric span{display:block;font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.5px}.metric strong{display:block;margin-top:5px;font-size:22px;color:var(--navy)}.adminstats{grid-template-columns:repeat(6,minmax(0,1fr))}.tablewrap{overflow:auto}table{width:100%;border-collapse:collapse;font-size:13px}th{text-align:left;background:#f4f8fb;color:#4f6075;font-size:11px;text-transform:uppercase;letter-spacing:.5px}th,td{padding:11px 10px;border-bottom:1px solid #e7eef5;vertical-align:top}td small{display:block;color:var(--muted);margin-top:2px}.status{display:inline-block;padding:5px 8px;border-radius:12px;background:#eaf1f8;color:#385370;font-size:11px;font-weight:bold}.status.approved,.status.disbursed{background:#e8f6ef;color:#126046}.status.declined{background:#fbeaec;color:#963342}.status.information_requested{background:#fff3df;color:#8c5c13}.formgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.formstack{display:grid;gap:12px}.span2{grid-column:span 2}label{display:grid;gap:6px;font-size:12px;font-weight:700;color:#4c6077}input,select,textarea{width:100%;border:1px solid #bfcfdf;background:white;padding:10px 11px;font:inherit;font-size:14px;color:var(--ink);border-radius:2px}textarea{min-height:95px;resize:vertical}input:focus,select:focus,textarea:focus{outline:2px solid rgba(25,184,230,.25);border-color:#3c9cc7}label small,.muted{color:var(--muted);font-weight:normal;font-size:12px}.actions{display:flex;gap:10px;align-items:center;margin-top:18px}.application-form h2:not(:first-child){margin-top:28px}.twocol{display:grid;grid-template-columns:minmax(0,2.1fr) minmax(260px,.9fr);gap:20px;align-items:start}.adminlayout{grid-template-columns:minmax(0,1.8fr) minmax(310px,1fr)}.sticky{position:sticky;top:14px}.details{display:grid;grid-template-columns:170px 1fr;margin:0}.details dt,.details dd{padding:10px 0;border-bottom:1px solid #ebf0f5}.details dt{font-size:12px;color:var(--muted);font-weight:700}.details dd{margin:0}.submitbar{display:flex;justify-content:space-between;align-items:center;gap:18px;background:#edf6fb;border-left:4px solid var(--cyan);padding:14px;margin-top:18px}.submitbar strong,.submitbar span{display:block}.submitbar span{color:var(--muted);font-size:12px}.uploadrow{display:grid;grid-template-columns:1fr 1.6fr auto;gap:10px;align-items:end}.doclist,.timeline{list-style:none;padding:0;margin:12px 0 0}.doclist li{display:flex;justify-content:space-between;gap:14px;padding:11px 0;border-bottom:1px solid #e7eef5}.doclist span{display:block;color:var(--muted);font-size:12px}.empty{padding:22px;text-align:center;color:var(--muted);background:#f7fafc}.termcard{padding:14px;background:#eef6fb;border-left:4px solid var(--cyan)}.termcard span,.termcard small{display:block}.termcard strong{font-size:22px;color:var(--navy);display:block;margin:4px 0}.drawlink{display:block;padding:10px;border:1px solid #e0e8f0;margin-top:8px;background:#fbfdff}.drawlink strong,.drawlink span{display:block}.drawlink span{font-size:12px;color:var(--muted)}.chatbox{max-height:360px;overflow:auto;background:#f4f7fa;border:1px solid #e2e9f0;padding:14px;display:grid;gap:10px}.msg{max-width:82%;background:white;border:1px solid #dbe5ee;padding:10px 12px;justify-self:start}.msg.mine{justify-self:end;background:#e8f5fb;border-color:#b9dced}.msgmeta{font-size:10px;text-transform:uppercase;letter-spacing:.4px;color:var(--muted);margin-bottom:4px}.chatcompose{display:grid;grid-template-columns:1fr auto;gap:10px;margin-top:10px;align-items:end}.chatcompose textarea{min-height:70px}.timeline li{border-left:3px solid #cbd9e6;padding:3px 0 14px 13px;margin-left:5px}.timeline strong,.timeline span{display:block}.timeline span{font-size:11px;color:var(--muted)}.timeline p{margin:4px 0 0}.calcpreview{background:#edf6fb;border-left:4px solid var(--cyan);padding:10px 12px;font-size:12px}.authwrap{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(260px,.7fr);gap:20px;max-width:900px;margin:40px auto}.authcard,.authaside{background:white;border:1px solid var(--line);padding:28px}.authcard h1{color:var(--navy);margin:5px 0 5px}.authaside{background:#123b8f;color:white}.authaside h2{margin-top:0}.authaside li{margin-bottom:10px}footer{background:#123b8f;color:#d7e4f7;padding:20px max(20px,calc((100% - 1140px)/2));display:flex;justify-content:space-between;gap:20px;font-size:11px}
@media(max-width:900px){.cards,.adminstats{grid-template-columns:repeat(2,minmax(0,1fr))}.twocol,.adminlayout,.authwrap{grid-template-columns:1fr}.sticky{position:static}.navin{flex-wrap:wrap}.navuser{margin-left:0}.pagehead{flex-direction:column}.uploadrow,.chatcompose{grid-template-columns:1fr}.mast{min-height:80px}.mast img{width:110px}}@media(max-width:600px){.shell{padding:0 12px;margin-top:16px}.topline{padding:0 12px}.mast{padding:12px}.mast div{display:none}.navin{padding:0 6px}.nav a,.linkbtn{padding:11px 8px;font-size:12px}.cards,.adminstats,.formgrid{grid-template-columns:1fr}.span2{grid-column:span 1}.details{grid-template-columns:1fr}.details dt{padding-bottom:0;border-bottom:0}.details dd{padding-top:3px}.panel{padding:14px}.pagehead h1{font-size:24px}.submitbar{flex-direction:column;align-items:flex-start}footer{flex-direction:column}.msg{max-width:95%}}
.notifylist{list-style:none;padding:0;margin:0}.notifylist li{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px solid #e7eef5}.notifylist span{display:block;color:var(--muted);font-size:12px;margin-top:2px}@media print{.top,.nav,footer,.btn,aside,.chatcompose{display:none!important}.shell{max-width:none;margin:0;padding:0}.panel{border:0;padding:0}.tablewrap{overflow:visible}body{background:white}table{font-size:10px}}
.status.denied{background:#fbeaec;color:#963342}.status.suspended,.status.disabled{background:#fff3df;color:#8c5c13}.decision{display:flex;gap:14px;align-items:flex-start;padding:17px 20px;margin-bottom:18px;border-left:5px solid}.decision strong{font-size:18px;min-width:150px}.decision span{color:#536477}.decision.approved{background:#eaf8f1;border-color:#147a57}.decision.approved strong{color:#126046}.decision.denied{background:#fff0f2;border-color:#b43d4d}.decision.denied strong{color:#963342}.progresspanel{overflow:hidden}.progress-track{display:grid;grid-template-columns:repeat(10,minmax(78px,1fr));gap:0;overflow-x:auto;padding:10px 0 4px}.progress-step{position:relative;min-width:92px;text-align:center;color:#758395;font-size:10px;padding:0 4px}.progress-step:before{content:"";position:absolute;left:0;right:0;top:15px;height:2px;background:#d7e1ea;z-index:0}.progress-step:first-child:before{left:50%}.progress-step:last-child:before{right:50%}.progress-step.done:before,.progress-step.active:before{background:#2290c2}.progress-step .dot{position:relative;z-index:1;display:flex;width:30px;height:30px;border-radius:50%;margin:0 auto 6px;align-items:center;justify-content:center;background:#edf3f7;border:2px solid #cad8e4;font-size:11px;font-weight:700;color:#607387}.progress-step.done .dot{background:#2290c2;border-color:#2290c2;color:white}.progress-step.active .dot{background:white;border-color:#142f86;color:#142f86;box-shadow:0 0 0 4px #e7eef9}.progress-step.active span:last-child{color:#142f86;font-weight:700}.stage-note{margin:8px 0 0}.notice-stack{display:grid;gap:10px;margin-bottom:18px}.notice{display:flex;justify-content:space-between;gap:16px;align-items:center;background:#edf6fb;border-left:4px solid #1687c0;padding:13px 15px}.notice.warning{background:#fff6e7;border-color:#b66a13}.notice.action{background:#eef4ff;border-color:#142f86}.notice p{margin:3px 0;color:#52657a}.notice small{color:#768698}.document-cards{display:grid;gap:10px}.document-card{display:flex;justify-content:space-between;align-items:center;gap:16px;border:1px solid #dce6ee;padding:13px;background:#fbfdff}.document-card strong,.document-card small{display:block}.document-card strong{color:#142f86;margin:2px 0}.document-card small{color:#68788c}.request-list{display:grid;gap:10px;margin:8px 0 18px}.request-card{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.9fr);gap:12px;padding:13px;border:1px solid #dce6ee;background:#fbfdff}.request-card p{margin:3px 0}.request-card small{color:#68788c}.request-upload{display:grid;gap:8px;align-content:start}.docactions{display:flex;gap:12px;align-items:center}.docreview{display:grid;gap:8px;min-width:380px}.inline-review{display:grid;grid-template-columns:150px 1fr auto;gap:6px}.management-strip{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid #d9e4ef;margin-bottom:20px}.management-strip div{padding:12px 14px;border-right:1px solid #e5edf3}.management-strip div:last-child{border-right:0}.management-strip span,.management-strip strong{display:block}.management-strip span{font-size:10px;text-transform:uppercase;color:#77879a}.management-strip strong{color:#142f86;margin-top:3px}.mini-details{display:grid;grid-template-columns:1fr 1fr;margin:12px 0}.mini-details dt,.mini-details dd{padding:6px 0;border-bottom:1px solid #e4ebf1;font-size:12px}.mini-details dt{color:#68788c}.mini-details dd{text-align:right;margin:0}.checklabel{display:flex;grid-auto-flow:column;grid-template-columns:auto 1fr;align-items:center;justify-content:start;gap:8px}.checklabel input{width:auto}.nomargin{margin:0}.panel hr{border:0;border-top:1px solid #e2eaf1;margin:18px 0}.grace-row{background:#f6f9fc}.grace-row td{color:#66788b}.status.grace{background:#edf3f7;color:#607387}.status.overdue{background:#fff0f2;color:#963342}
@media(max-width:980px){.management-strip{grid-template-columns:repeat(2,1fr)}.progress-track{padding-bottom:10px}.request-card{grid-template-columns:1fr}.docreview{min-width:0}.inline-review{grid-template-columns:1fr}}
@media(max-width:600px){.management-strip{grid-template-columns:1fr}.management-strip div{border-right:0;border-bottom:1px solid #e5edf3}.document-card,.notice{align-items:flex-start;flex-direction:column}.decision{flex-direction:column}.decision strong{min-width:0}.progress-step{min-width:82px}.doclist li{flex-direction:column}}

/* v3 additions */
.sourcegrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:12px 0}.sourcegrid>div{border:1px solid #dbe5ee;background:#f6fafc;padding:12px}.sourcegrid span,.sourcegrid small{display:block;color:#667789;font-size:12px}.sourcegrid strong{display:block;color:#1d3156;margin:3px 0}.breakword{word-break:break-all}.historylist>div{border-top:1px solid #e2e8ee;padding:12px 0}.historylist small{display:block;color:#738293}.historylist p{margin:.4rem 0 0}.splitforms{display:grid;grid-template-columns:1fr 1fr;gap:18px}@media(max-width:760px){.sourcegrid,.splitforms{grid-template-columns:1fr}}

/* v3.2 consultant portal */
.consultantstats{grid-template-columns:repeat(5,minmax(0,1fr))}.referral-panel{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.8fr);gap:22px;align-items:center}.referral-panel h2{margin-bottom:6px}.referral-panel p{margin:0;color:var(--muted)}.copyline{display:grid;grid-template-columns:1fr auto;gap:8px}.permission-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.permission-grid>div{border:1px solid #dbe5ee;background:#f7fafc;padding:12px}.permission-grid span,.permission-grid strong{display:block}.permission-grid span{font-size:12px;color:var(--muted)}.permission-grid strong{margin-top:3px;color:var(--navy)}.permission-box{border:1px solid #dbe5ee;background:#f7fafc;padding:14px}.permission-box h3{margin:0 0 10px}.assign-consultant-form{display:grid;grid-template-columns:minmax(260px,1fr) auto auto;gap:10px;align-items:center}.referral-note{display:flex;justify-content:space-between;gap:10px;margin:12px 0;background:#eef6fb;border-left:4px solid var(--cyan);padding:10px 12px}.referral-note strong,.referral-note span{display:block}.referral-note span{color:var(--muted)}
@media(max-width:900px){.consultantstats{grid-template-columns:repeat(2,minmax(0,1fr))}.referral-panel,.permission-grid{grid-template-columns:1fr}.assign-consultant-form{grid-template-columns:1fr}.copyline{grid-template-columns:1fr}}

/* v3.3 portal controls */
.phone-row{display:grid;grid-template-columns:minmax(180px,.8fr) minmax(180px,1.2fr);gap:8px}.optional{font-weight:normal;color:var(--muted);font-size:11px}.notification-link{position:relative;display:inline-flex!important;align-items:center;gap:6px}.notification-link b{display:inline-flex;align-items:center;justify-content:center;min-width:20px;height:20px;padding:0 5px;border-radius:10px;background:#fff;color:#123b8f;font-size:10px}.notification-centre{padding:0}.notification-list{display:grid}.notification-item{display:flex;justify-content:space-between;gap:18px;padding:18px 20px;border-bottom:1px solid #e4ebf2}.notification-item.unread{background:#f1f8fc;border-left:4px solid var(--cyan)}.notification-item.read{opacity:.82}.notification-title{display:flex;align-items:center;gap:8px}.notification-main p{margin:5px 0;color:#52657a}.notification-main small{color:var(--muted);display:block}.unread-dot{font-size:10px;font-weight:bold;color:#fff;background:var(--navy);padding:3px 6px;border-radius:10px}.notification-open{display:inline-block;margin-top:7px;font-weight:bold}.notification-actions{white-space:nowrap}.linkbtn.dark{color:var(--navy);padding:6px 0}.bulkbar{display:flex;align-items:end;gap:10px;flex-wrap:wrap;margin-bottom:12px;background:#f4f8fb;border:1px solid var(--line);padding:10px}.bulkbar label{min-width:210px}.management-strip.five{grid-template-columns:repeat(5,1fr)}.dangerlink{color:var(--danger)!important}.btn.danger{border-color:#e1a8b0;color:#9b3442}.smallbtn{min-height:34px;padding:6px 9px;font-size:12px}.issued-admin-list,.commission-list{display:grid;gap:10px}.issued-admin-row,.commission-row{display:flex;justify-content:space-between;gap:16px;align-items:center;border:1px solid #dce6ee;background:#fbfdff;padding:12px}.issued-admin-row strong,.issued-admin-row span,.issued-admin-row small,.commission-row strong,.commission-row span,.commission-row small{display:block}.issued-admin-row span,.issued-admin-row small,.commission-row span,.commission-row small{color:var(--muted)}.replace-form{display:grid;grid-template-columns:minmax(180px,1fr) auto;gap:8px;align-items:end}.inline-status{display:grid;grid-template-columns:minmax(115px,1fr) auto;gap:7px;margin-top:5px}.commission-mini{display:grid;gap:8px;margin:8px 0 14px}.commission-mini>div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid #e5edf3}.commission-mini span{color:var(--muted);font-size:12px}.commission-currency-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:12px}.commission-currency{border:1px solid var(--line);background:#f8fbfd;padding:14px}.commission-currency>strong{color:var(--navy);font-size:16px}.commissionstats{grid-template-columns:repeat(4,minmax(0,1fr))}.stage-current{background:#eef6fb;border-left:4px solid var(--cyan);padding:10px 12px;margin:0 0 14px}.app-access-form{display:grid;grid-template-columns:1fr auto;gap:8px;align-items:end}.profile-referral{background:#eef6fb;border-left:4px solid var(--cyan);padding:12px;margin-top:15px}.status.payable{background:#e9f2ff;color:#225795}.status.paid{background:#e8f6ef;color:#126046}.status.cancelled{background:#f2f2f2;color:#666}.status.planned{background:#f6f1ff;color:#69459d}.status.active{background:#e8f6ef;color:#126046}
@media(max-width:980px){.management-strip.five{grid-template-columns:repeat(2,1fr)}.commission-currency-grid{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.phone-row,.replace-form,.app-access-form{grid-template-columns:1fr}.commission-currency-grid{grid-template-columns:1fr}.notification-item,.issued-admin-row,.commission-row{flex-direction:column;align-items:flex-start}.notification-actions{white-space:normal}.management-strip.five{grid-template-columns:1fr}}
@media(min-width:901px){.nav .notification-link{margin-left:auto}.nav .navuser{margin-left:0}}
.issued-admin-card{display:flex;justify-content:space-between;gap:16px;align-items:center;border:1px solid #dce6ee;background:#fbfdff;padding:12px}.issued-admin-card strong,.issued-admin-card span{display:block}.issued-admin-card span{color:var(--muted);font-size:12px}.replace-issued-form{display:grid;grid-template-columns:minmax(180px,1fr) auto;gap:8px;align-items:end}.reviewform{display:grid;grid-template-columns:150px minmax(180px,1fr) auto;gap:6px;align-items:center}.admin-doclist li{align-items:center;flex-wrap:wrap}
@media(max-width:700px){.issued-admin-card,.reviewform,.replace-issued-form{grid-template-columns:1fr;flex-direction:column;align-items:flex-start}.issued-admin-card{display:flex}.reviewform{display:grid;width:100%}}


/* v3.4 presentation and workflow corrections */
.phone-row{display:flex!important;align-items:stretch;gap:10px;width:100%}.phone-row select{flex:0 0 250px;max-width:250px}.phone-row input{flex:1 1 auto;min-width:0}.notification-link{gap:8px!important}.notification-count{display:inline-flex;align-items:center;justify-content:center;min-width:23px;height:23px;padding:0 7px;border-radius:999px;background:#fff;color:#123b8f;font-size:11px;font-weight:700;line-height:1;box-shadow:0 0 0 1px rgba(255,255,255,.25)}
.adminstats .metric{display:flex;flex-direction:column;min-height:118px}.adminstats .metric span{min-height:36px;display:flex;align-items:flex-start}.adminstats .metric strong{margin-top:auto;padding-top:8px}
.notification-centre{overflow:hidden}.notification-list{display:block}.notification-item{border-bottom:1px solid #cfdbe7!important;padding:18px 20px!important;transition:background .15s ease}.notification-item:last-child{border-bottom:0!important}.notification-item.unread{background:#e8f4fb!important;border-left:5px solid #19b8e6!important}.notification-item.read{background:#fff!important;opacity:1!important;border-left:5px solid transparent!important}.notification-state{display:inline-flex;align-items:center;padding:3px 8px;border-radius:999px;font-size:10px;font-weight:700}.notification-state.is-unread{background:#123b8f;color:#fff}.notification-state.is-read{background:#edf1f5;color:#68788c}.notification-meta{display:flex;align-items:center;gap:14px;margin-top:9px}.notification-meta time{color:var(--muted);font-size:12px}.notification-open{margin-top:0!important}.notification-actions{display:flex;align-items:center}.notification-actions form{margin:0}
.commission-mini{border-top:1px solid #e5edf3}.commission-mini>div{display:grid!important;grid-template-columns:minmax(0,1fr) auto;align-items:center;column-gap:18px;padding:9px 0!important}.commission-mini>div span{padding-right:8px}.commission-mini>div strong{text-align:right;white-space:nowrap}.commission-row{align-items:flex-start!important}.commission-row-main{min-width:0}.commission-row-main>strong,.commission-row-main>span,.commission-row-main>small{display:block}.commission-row-main>span{margin-top:3px}.commission-row-main>small{margin-top:7px}.commission-row-side{min-width:175px;text-align:right}.commission-amount{font-size:16px;color:var(--navy);margin-bottom:8px}.commission-separator{display:inline!important;margin:0 5px;color:#9aa8b6!important}.consultantstats .metric{display:flex;flex-direction:column;min-height:110px}.consultantstats .metric span{min-height:34px}.consultantstats .metric strong{margin-top:auto}.commission-mini span b{color:var(--ink);margin-right:4px}
[data-custom-title-row][hidden]{display:none!important}input[readonly]{background:#f4f7fa;color:#42566d;cursor:not-allowed}input:disabled,select:disabled{background:#f4f7fa;color:#6d7c8c}
@media(max-width:700px){.phone-row{display:flex!important;flex-direction:row!important;gap:8px}.phone-row select{flex:0 0 44%;max-width:44%;font-size:12px}.phone-row input{flex:1 1 56%;min-width:0}.notification-item{flex-direction:column}.notification-actions{align-self:flex-start}.notification-meta{flex-wrap:wrap}.commission-row-side{min-width:0;width:100%;text-align:left}.commission-mini>div{grid-template-columns:1fr auto!important}}
@media(max-width:430px){.phone-row{flex-direction:column!important}.phone-row select{max-width:none;flex:1 1 auto}}


/* v3.8 client directory, phone entry and SMTP settings */
.registration-country select{max-width:360px}.registration-phone .phone-row{max-width:760px}.phone-row select{flex:0 0 190px!important;max-width:190px!important}.phone-row input{min-width:180px!important}.client-search{display:grid;grid-template-columns:minmax(260px,1fr) auto auto;gap:8px;align-items:center}.event-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 16px;margin-top:8px}.checkline{display:flex;grid-template-columns:none;align-items:center;gap:8px;font-weight:600}.checkline input[type=checkbox]{width:auto;flex:0 0 auto}.test-email-form{display:grid;grid-template-columns:minmax(240px,1fr) auto;gap:8px}.email-log .status{display:inline-block;margin-top:5px}
@media(max-width:700px){.client-search,.test-email-form,.event-grid{grid-template-columns:1fr}.phone-row select{flex:0 0 42%!important;max-width:42%!important;min-width:0}.phone-row input{min-width:0!important}.registration-country select{max-width:none}}
@media(max-width:430px){.phone-row{flex-direction:row!important}.phone-row select{flex:0 0 40%!important;max-width:40%!important}.phone-row input{flex:1 1 60%!important}}

/* v3.9 management navigation, dropdown notifications, settings and consultant passport */
.portal-nav{justify-content:space-between;gap:18px}.nav-left,.nav-right{display:flex;align-items:center;gap:4px}.nav-right{margin-left:auto}.nav-dropdown{position:relative}.nav-dropdown>summary{list-style:none}.nav-dropdown>summary::-webkit-details-marker{display:none}.icon-button{width:42px;height:42px;display:grid;place-items:center;color:#fff;border-radius:4px;cursor:pointer;position:relative}.icon-button:hover,.nav-dropdown[open]>.icon-button{background:rgba(255,255,255,.10)}.icon-button svg{width:22px;height:22px}.icon-badge{position:absolute;top:3px;right:1px;min-width:18px;height:18px;padding:0 5px;border-radius:999px;background:#fff;color:var(--navy);font-size:10px;font-weight:700;display:grid;place-items:center;border:2px solid #123b8f}.nav-popover{position:absolute;z-index:60;top:calc(100% + 8px);min-width:245px;background:#fff;border:1px solid #cdd9e5;box-shadow:0 12px 32px rgba(17,40,78,.18);border-radius:5px;color:var(--ink);overflow:hidden}.settings-popover{left:0}.profile-popover,.notification-popover{right:0}.nav-popover a{display:block;color:var(--ink)!important;padding:11px 14px!important;background:#fff!important;font-size:13px!important}.nav-popover a:hover{background:#f2f7fb!important;text-decoration:none}.popover-title,.profile-summary{padding:13px 14px;border-bottom:1px solid #e4ebf2}.popover-title{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.7px;color:var(--navy)}.profile-summary strong,.profile-summary span{display:block}.profile-summary span{font-size:11px;color:var(--muted);margin-top:2px;max-width:230px;overflow:hidden;text-overflow:ellipsis}.profile-popover form{margin:0;border-top:1px solid #e4ebf2}.dropdown-signout{width:100%;border:0;background:#fff;text-align:left;padding:11px 14px;font:inherit;font-size:13px;color:#8f2739;cursor:pointer}.dropdown-signout:hover{background:#fff2f3}.popover-footer-link{border-top:1px solid #e4ebf2;color:var(--navy)!important;font-weight:700!important}.notification-popover{width:min(430px,calc(100vw - 24px))}.popover-header{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:12px 14px;border-bottom:1px solid #e4ebf2}.popover-header form{margin:0}.popover-action{border:0;background:transparent;color:var(--navy);font:inherit;font-size:11px;font-weight:700;cursor:pointer;padding:4px}.notification-preview{display:grid;grid-template-columns:minmax(0,1fr) 34px;border-bottom:1px solid #e6edf4;align-items:stretch;background:#f7fbfe}.notification-preview:last-child{border-bottom:0}.notification-preview-link{padding:11px 12px!important;background:#f7fbfe!important}.notification-preview-link strong,.notification-preview-link span,.notification-preview-link small{display:block}.notification-preview-link strong{font-size:12px;color:var(--ink)}.notification-preview-link span{font-size:12px;color:#52677e;margin-top:3px;line-height:1.35}.notification-preview-link small{font-size:10px;color:#8492a2;margin-top:5px}.notification-preview form{margin:0;display:grid;place-items:center}.preview-read{width:26px;height:26px;border:1px solid #b8cadd;background:#fff;border-radius:50%;color:var(--navy);font-weight:700;cursor:pointer}.preview-read:hover{background:#eaf4fb}.popover-empty{padding:22px 14px;color:var(--muted);text-align:center;font-size:12px}.settings-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.settings-card{display:grid;gap:7px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);padding:22px;color:var(--ink);min-height:155px}.settings-card:hover{text-decoration:none;background:#f9fcff}.settings-card strong{font-size:18px;color:var(--navy)}.settings-card small{color:var(--muted);line-height:1.5}.settings-icon{width:38px;height:38px;display:grid;place-items:center;background:#eaf4fb;color:var(--navy);font-size:19px;font-weight:700;border-radius:4px}.profile-panel{max-width:820px}.passport-current{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px;background:#f6f9fc;border:1px solid #dbe5ef}.passport-current strong,.passport-current span,.passport-current small{display:block}.passport-current span{margin-top:3px}.passport-current small,.inline-file-status{font-size:11px;color:var(--muted);margin-top:4px}.inline-file-status{display:block}.registration-phone .phone-row,.phone-row{display:flex!important;gap:8px;align-items:stretch}.registration-phone .phone-row select,.phone-row select{flex:0 0 138px!important;max-width:138px!important;min-width:0!important}.registration-phone .phone-row input,.phone-row input{flex:1 1 auto!important;min-width:0!important;width:auto!important}
@media(max-width:800px){.settings-grid{grid-template-columns:1fr}.navin.portal-nav{padding:0 8px}.nav-left{gap:0}.nav-left>a{padding-left:9px;padding-right:9px}.passport-current{align-items:flex-start;flex-direction:column}}
@media(max-width:620px){.mast{gap:14px}.mast img{width:105px}.mast strong{font-size:17px}.nav-left>a{font-size:12px;padding-left:7px;padding-right:7px}.icon-button{width:38px}.notification-popover{position:fixed;right:10px;left:10px;top:166px;width:auto}.profile-popover{right:0}.settings-popover{left:0}.registration-phone .phone-row select,.phone-row select{flex-basis:118px!important;max-width:118px!important;font-size:11px}}


/* v3.9 revised navigation: settings lives only in the profile menu */
.nav-left>a{position:relative;display:flex;align-items:center;min-height:48px;padding:0 15px!important;font-weight:600;letter-spacing:.05px}
.nav-left>a.active{background:rgba(255,255,255,.09);text-decoration:none}
.nav-left>a.active:after{content:"";position:absolute;left:15px;right:15px;bottom:0;height:3px;background:var(--cyan)}
.nav-right{gap:8px}.icon-button{border:1px solid transparent}.icon-button:hover,.nav-dropdown[open]>.icon-button{border-color:rgba(255,255,255,.12);background:rgba(255,255,255,.09)}
.profile-popover{min-width:265px}.profile-summary{background:#f8fbfd;padding:15px 16px}.profile-summary strong{font-size:14px;color:var(--navy)}.profile-summary span{font-size:11px;margin-top:3px}
.profile-popover>a{padding:12px 16px!important;font-weight:600}.profile-popover form{border-top:1px solid #e4ebf2}.dropdown-signout{padding:12px 16px;font-weight:600}
.professional-settings{gap:18px}.professional-settings .settings-card{grid-template-columns:48px minmax(0,1fr) auto;align-items:center;column-gap:16px;min-height:132px;padding:20px 22px;border-top:1px solid var(--line);border-left:4px solid var(--navy);box-shadow:0 3px 12px rgba(31,55,92,.05)}
.professional-settings .settings-card:hover{background:#fbfdff;border-left-color:var(--cyan);box-shadow:0 6px 18px rgba(31,55,92,.08)}
.settings-icon-svg{width:44px;height:44px;display:grid;place-items:center;border-radius:50%;background:#edf5fb;color:var(--navy)}.settings-icon-svg svg{width:23px;height:23px}
.professional-settings .settings-card strong{font-size:16px}.professional-settings .settings-card small{display:block;margin-top:4px;max-width:370px}.settings-link{font-size:12px;font-weight:700;color:var(--navy);white-space:nowrap}
@media(max-width:800px){.nav-left>a{padding:0 10px!important}.nav-left>a.active:after{left:10px;right:10px}.professional-settings .settings-card{grid-template-columns:44px minmax(0,1fr)}.settings-link{grid-column:2}}
@media(max-width:620px){.nav-left>a{padding:0 8px!important;font-size:12px!important}.nav-left>a.active:after{left:8px;right:8px}.profile-popover{min-width:235px}.professional-settings .settings-card{padding:17px}}


/* v4.0 email templates and application financing controls */
.four-settings{grid-template-columns:repeat(2,minmax(0,1fr))}.template-placeholders{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}.template-placeholders code{background:#eef5fb;border:1px solid #d5e3ef;padding:6px 9px;border-radius:3px;color:var(--navy);font-size:12px}.email-template-list{display:grid;gap:12px}.email-template-card{padding:0;overflow:hidden}.email-template-card>summary{list-style:none;cursor:pointer;padding:17px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;background:#fff}.email-template-card>summary::-webkit-details-marker{display:none}.email-template-card>summary span:first-child strong,.email-template-card>summary span:first-child small{display:block}.email-template-card>summary small{font-size:11px;color:var(--muted);margin-top:3px}.email-template-card[open]>summary{border-bottom:1px solid var(--line);background:#f8fbfd}.email-template-form{padding:20px}.template-reset{padding:0 20px 20px}.field-error{color:var(--danger)!important;font-weight:700!important}.application-form input[type=date]{min-height:42px}
@media(max-width:700px){.four-settings{grid-template-columns:1fr}}

/* v4.1 optional registration/payments, controlled financing documents and partner categories */
.five-settings{grid-template-columns:repeat(2,minmax(0,1fr))}.five-settings .settings-card:last-child{grid-column:span 2}
.document-generator-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:14px 0 18px}.compact-form{padding:14px;background:#f8fbfd;border:1px solid #e0e9f1}.invoice-builder{margin-top:10px}.invoice-lines{display:grid;gap:8px;padding:13px;background:#f7fafc;border:1px solid #dce7f0}.invoice-line{display:grid;grid-template-columns:minmax(150px,.9fr) minmax(220px,1.4fr) minmax(130px,.5fr);gap:8px}.invoice-admin-list,.invoice-client-list{display:grid;gap:12px}.invoice-admin-card,.invoice-client-card{border:1px solid #dbe5ef;background:#fbfdff;padding:14px}.invoice-summary,.invoice-client-card>div:first-child{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}.invoice-summary strong,.invoice-summary small,.invoice-client-card strong,.invoice-client-card small{display:block}.invoice-summary .docactions,.invoice-client-card .docactions{display:flex;flex-wrap:wrap;gap:8px}.inline-actions{display:flex;align-items:center;gap:8px;margin-top:12px;flex-wrap:wrap}.proof-list,.payment-proof-box{margin-top:14px;padding-top:12px;border-top:1px solid #dfe8f0}.proof-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.9fr);gap:12px;padding:10px 0;border-bottom:1px solid #e5edf4}.proof-row small{display:block;color:var(--muted);margin-top:3px}.proof-review{display:grid;grid-template-columns:1fr 1.4fr auto;gap:7px}.payment-proof-box .doclist{margin-bottom:12px}.status.required,.status.invoiced,.status.proof_submitted,.status.pending{background:#fff3df;color:#8c5c13}.status.issued{background:#eaf1f8;color:#385370}.status.waived,.status.paid,.status.accepted{background:#e8f6ef;color:#126046}.status.superseded,.status.cancelled,.status.not_accepted{background:#f3f4f6;color:#667085}.partner-type-note{background:#edf6fb;border-left:4px solid var(--cyan);padding:12px 14px;margin:10px 0}.payment-profile-list{display:grid;gap:12px}.payment-profile-card{border:1px solid var(--line);background:#fff}.payment-profile-card>summary{list-style:none;padding:14px 16px;cursor:pointer;display:flex;justify-content:space-between;gap:12px}.payment-profile-card>summary::-webkit-details-marker{display:none}.payment-profile-card>summary strong,.payment-profile-card>summary small{display:block}.payment-profile-card>summary small{color:var(--muted);margin-top:2px}.payment-profile-edit{padding:16px;border-top:1px solid var(--line)}
@media(max-width:800px){.document-generator-grid,.five-settings{grid-template-columns:1fr}.five-settings .settings-card:last-child{grid-column:auto}.invoice-line,.proof-row,.proof-review{grid-template-columns:1fr}.invoice-summary,.invoice-client-card>div:first-child{display:block}.invoice-summary .docactions,.invoice-client-card .docactions{margin-top:10px}}

[data-contract-only][hidden]{display:none!important}

/* v4.3: upload-first application submission */
.document-readiness{border:1px solid #cddde9;border-radius:8px;padding:16px 18px;margin:12px 0 20px;background:#f5f9fc}
.document-checklist{padding:0;margin:14px 0 0;list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:9px}
.document-checklist li{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid #dce5ed;border-radius:6px;padding:10px 12px;font-size:.91rem}
.document-checklist li strong{font-size:.8rem;margin-left:auto;white-space:nowrap}
.document-checklist li.complete strong{color:#266d47}
.document-checklist li.outstanding strong{color:#85582a}
.missing-docs{font-weight:600;line-height:1.6}
#submit-application button[disabled]{opacity:.6;cursor:not-allowed}